Tag Archives: health insurance

Monday 5th July 2021 – WELL I’LL BE …

… and I will be too.

It’s another one of these “if you don’t try it, it won’t work so try it and see what happens – you have nothing to lose” moments.

Regular readers of this rubbish will recall, but many others will not, that I don’t have health insurance from the French Government. When I took early retirement from my job in Belgium I kept my private health insurance and as it’s more comprehensive than offered by the French Government (because it’s Belgian) ther’s no need for any other cover.

To prove that you have French health insurance, a person has a Carte Vitale – a green and yellow chipped photo ID card. For the people of pension age, it confers other benefits too but I’ve never been too bothered by any of those.

However the Government’s Covid passport scheme, and hence the European passport scheme, depends on having a Carte Vitale and so back at the beginning of the year, more in hope than expectation, I applied for one.

For months I didn’t hear a thing but about 6 weeks ago I had a message asking me to send off a photo and a copy of some photo ID which I did. And in the post this morning, sure enough, came a Carte Vitale. So now all that I have to do is to work out what I can do with it.

Another thing that has taken up most of the latter part of the afternoon was to answer a phone call about a subject that has been simmering away in the background for 6 months or so. There’s a possibility of going North again, and a lot farther north (depending of course on the ice conditions) than we did IN SEPTEMBER 2018.

One of the things on which it depends (and there are several) is how far the news of certain events of two years ago, and about which I haven’t yet written but will write one of these days when I can think of a way to express them, have spread.

And also, how far the Covid epidemic has spread too. This particular journey starts and finishes within Canada and so will not be affected by the closure of Canada’s borders but if I can’t get into Canada to reach the starting point, then I shall … errr … be in difficulties.

But as it isn’t going to happen for at least a year and maybe even longer than that, then the future remains to be seen.

Meanwhile, returning to our moutons, as they say around here, despite another crazy, late night, I was up at 06:00 as the alarm went off.

After the medication, I sat down to deal with the next radio programme in the cycle. And today it took me rather longer than usual and it wasn’t until midday that I had finished.

There was a reason for this, and not just a halt for coffee and breakfast either. But when I’d listened to the programme that I was to send off today, I found a glaring mistake in it. So as well as the programme that I was doing, I had to write out some more text for the other one to rectify the mistake, record that too, and then do some rather hasty doctoring in order to make that one work as well.

There was the dictaphone too, to find out where I’d been during the night. We were back with the old Cortinas last night scattered all over the place and I was doing some work, The paraffin heater was becoming rather low on fuel and I was wondering whether to go and fill it up. But my friend and his wife, I noticed hat they were preparing to go out in the evening and when I looked, they were wearing masks and I thought “they are off to do another bank robbery”. I decided that I would go and fill up the oil heater which meant that I had to go across the car park. There on the car park were crowds of people milling around using the paraffin machines. I thought “I hope that there’s no-one using mine”. Eventually I had to fight my way into the end of the queue. Mine was OK which I thought was lucky but there were loads of people hanging around it, especially kids and I had difficulty trying to put my container over the nozzle of the filler. I said a few times to a kid “be careful, don’t step back” but like kids they would step back anyway and got oil all over themselves. There were a few moanings and rumblings, that kind of thing. Eventually a guy said that he would do it for me. He did it but kept finding an obstruction so he went to siphon it and ended up with a mouth full of dirty engine oil. At this point I thought that I’d give up and go and buy some fuel from the petrol station but then I wasn’t sure what fuel I was using in my oil heater. I thought that if it’s not paraffin and I go and buy some fresh paraffin and put it in, then of course it’s going to start to pop because the regulator is only going to be set for whatever fuel I have in it, not paraffin. Having worked in the motor trade as often as I did with insurance companies I cantell you what happens when an oil stove pops and there’s a jet of flame that shoots out from it and sO many fires starting. This isn4t really the best way forward to go at all.
So after this car had done its aerobatics and gone out of the way (and what was that part about?) I could prepare to fuel up but I was offered a posting to the Caernarfonshire Fuel Authorities for my time getting the most out of this fuel station was over because it was the old Alan Pond garage in Crewe and it was time that I looked for somewhere a bit nearer wherever it was that I might be living

The rest of the day has been spent working on the photos from August 2019 and now we are heading up to the end of the Nassuttooq, or Nagssugtoq, or Nordre Stromfjord in Greenland preparing to go ashore for a walk around amongst the artefacts.

Talking of going for a walk, it was time soon enough for me to go for my walk around the headland.

beach rue du nord Granville Manche Normandy France Eric HallFirst port of call was to go to check on what is going on down on the beach this afternoon and so I walked off across the car park for a look over the wall down to the beach.

This afternoon, there was no-one down on the beach. And that’s no surprise, and there were two reasons for that. Firstly, with the tide being well in, there wasn’t all that much beach to be on this afternoon. and the second reason was that it was raining yet again – no surprise here – and not only was there no-one on the beach, there was no-one about on the path up above either.

But one thing that did catch my eye in this photo was in the upper right-hand corner where the other day that had set up some scaffolding underneath the city walls. There seems now to be some kind of covering over the scaffolding now, so I’ll have to go along to check on that later this week.

fishing boat baie de Granville Manche Normandy France Eric HallWhile I was looking with one eye at events going on (or not going on as the case may be) down on the beach the other eye was roving around out to sea to see what was going on in that direction.

The weather was pretty rough this afternoon and so was the sea, and it was quite a struggle for the fishing boats making their way back into the harbour before the tide turns. This one here was battling its way through the waves on its way back to the Fish Processing Plant.

My journey along the path was something of a struggle too in the miserable weather. I really can’t believe that it’s July when we are having weather like this.

fishing boat yacht brittany coast Granville Manche Normandy France Eric HallThe view out to sea might have been pretty depressing and miserable but along the Brittany coast it was actually quite clear.

Off the coat near St Malo one of the beaches was quite clearly visible, as were two very small yachts just offshore and another larger yacht that was sailing by offshore out there. There was a fishing boat out there too having a go at harvesting the sea at the entrance to the Baie de Mont St Michel.

Nothing else was going on out there so I carried on down the path and across the car park down to the end of the headland to see what was happening down there.

man fishing off rocks pointe du roc Granville Manche Normandy France Eric HallThe sea was actually quite rough out there this afternoon with spray flying around just about everywhere where the waves were breaking on the rocks.

It’s the kind of weather where the best policy would be to keep away from the edge but it’s not the kind of weather that’s going to deter a keen fisherman from trying his luck even if his bait is going to be swished around by the waves.

Even in the best of weather they don’t seem to catch anything so I didn’t fancy his chances in this weather. Mind you, he was the only one out here trying his luck. Anyone else interested in fishing must have decided to stay indoors and I wish that I had stayed indoors too.

joly france baie de mont st michel Granville Manche Normandy France Eric HallFrom the end of the headland I walked off around the headland on the other side of the headland and came across another group of people who might have wished that they had stayed indoors too.

It’s not the weather to go off sightseeing out at sea but one of the Joly France boats – the newer one – that provides the ferry service out to the Ile de Chausey looks as if she’s taken a load of tourists out on a trip around the Baie de Mont St Michel.

In this weather you’d certainly need your sea legs to go off on a voyage around the bay in a small boat like that. It was pretty rough on land as well and it was something of a stagger along the clifftop for me in the wind and rain.

l'omerta fishing boats port de Granville harbour Manche Normandy France Eric HallWith no change of occupancy in the chantier naval today, and with you having seen yesterday in close-up the new boats that were in there, I didn’t bother to take a photograph of anything going on in there.

Instead I concentrated on what was happening in the outer port at the Fish Processing Plant as the fishing boats come in to unload. And here’s an unusual sight. That looks as if it might be L’Omerta over there leaving the quayside.

What’s unusual about it is that instead of staying tied up at the quayside she’s gone off to moor herself in the inner harbour for a change. She’s spent the last couple of weeks moored up there and left to go aground when the tide goes out.

a href=”https://www.erichall.eu/images/2107/21070044.html”>fishing boat yacht kairon plage baie de mont st michel Granville Manche Normandy France Eric HallBut as some boats leave the quayside by the Fish Processing Plant, other boats come along to take their place.

A short while ago we saw a fishing boat out at sea heading in towards port. By now, it’s taken me so long to walk around my circuit that she’s caught me up and she’s now about to enter port where she can unload too.

Behind her is a yacht that I thought at first was heading in towards the harbour but when I cropped and enlarged the photo I noticed that she was actually heading out to sea. She’s not the Spirit of Conrad and I can’t think who else she might be, and I pondered on that as I headed home.

goods on quayside port de Granville harbour Manche Normandy France Eric HallAs I walked past the viewpoint overlooking the inner harbour I noticed that there was another pile of merchandise lined up on the quayside underneath the loading crane where the Jersey freighters tie up.

The swimming pool on the quayside seems to indicate that it’s Normandy Trader who’ll be coming in to take the stuff away. She has the contract with the manufacturer to transport his pools to the Channel Islands whenever it’s necessary.

But the shrink-wrapped boat that’s at the other side of the crane is a puzzle. That’s been there for a while now and showing no signs of moving. But the red tent that we saw at the end of last week has gone now. Whatever its purpose was is now clearly over.

Back here I had my ‘phone call from Canada that went on for quite a considerable time and which meant that unfortunately my guitar practice time was curtailed.

But I had a lovely tea – pie with veg and gravy followed by chocolate sponge and coconut soya whatsit. But right now I’m off to bed now that my journal is finished. We have a Welsh conversation group meeting tomorrow so I need to catch up with my revision in the morning.

Thursday 16th August 2018 – YOU HAVE NO IDEA …

… how long it took me today to complete my Medical Expenses claim.

It’s quite true to say that I have let things build up and build up for the last … errr … eighteen months, but it still shouldn’t have taken as long as it did.

And it wasn’t down to a lack of sleep either because I had an early night and slept right the way through until the alarm went off, something that hasn’t happened for quite a while.

We had the usual morning performance and followed by a nice hot shower – the first for a while it has to be said – and cut my fingernails. And then I hit the streets.

First stop was the ferry office. It was closed, which should be no surprise to anyone who reads anything that I have ever written seeing that it’s midsummer and there are crowds of people about.

They did have some leaflets on display for the ferries to the Ile de Chausey but nothing for the Jersey ferries, so I wandered off to the Tourist Office. They had a leaflet but they also told me that the ferries are pretty much booked up for the next few days.

The laboratory was next. I had an e-mail from the hospital 10 days ago to say that there was a build-up of potassium in my body, to change the dose of my medication and to organise a blood test.

The people at the laboratory told me that all I need to do is to just turn up and to bring the e-mail with me, and they’ll do the test on the spot. So that’s tomorrow’s task.

LIDL was impressive today. As well as the usual stuff, they were selling hardware. They had some powerful cable crimpers and accessories, some heatsink tubing and some screw-in hooks so they found their way into the shopping bag. And had I been back in the Auvergne I would have had a lot more than just that.

On the way back I bumped into one of my neighbours and we had a chat in the street for a short while.

Back here, I needed to print out the e-mail from the hospital and that took longer than it might. The ink cartridge wasn’t seating properly and the nozzles needed cleaning and aligning.

By the time that I’d managed to print out the mail, it was lunchtime so I was off on the wall with my butties, my book and a lizard.

This afternoon I had to deal with my medical expenses claim. This involved scanning about 60 receipts, collating them, renaming then as appropriate and then logging into my insurance website and completing the on-line form. And seeing as there were only so many entries allowed on a form, it needed 5 forms in total.

What made things worse was that much of the laser printing from the earlier receipts were faded and it was very difficult for me to read the entries on some of them. I don’t know how they will manage at the Claims Office.

I missed my walk this afternoon with being involved in all of this. But seeing as we were having a torrential rainstorm at the time, it wasn’t much of a problem.

BY the time that I had finished and done a little tidying up, it was teatime. A plate of mixed steamed vegetables with vegan sausages and vegan cheese sauce.

yachts baie de mont st michel st malo granville manche normandy franceOn my walk tonight I met yet another neighbour who also goes for an evening walk. He goes the other way round so in fact we met up twice.

But the route was sodden with water following the rainstorm. Not very pleasant at all.

But at least I could admire all of the boats out there. They seem to be happy that the weather has cleared up and that they could go out to play.

rue du port granville manche normandy franceAlthough the rain had stopped, the streets were still wet.

Down in the rue du Nord the vehicles were making some very interesting tracks on the damp surface.

Even though it’s late evening, the streets were crowded with people and cars. It’s the height of the summer season so we have tourists everywhere, of course.

Anyway, it’s bedtime. And I hope that I have a decent night’s sleep yet again. I need to build up my strength as I’m going to be busy.

yachts baie de mont st michel cancale brittany granville manche normandy france
yachts baie de mont st michel cancale brittany granville manche normandy france

Thursday 23rd February 2017 – WHAT DO YOU NOTICE …

escalator sports shop leuven belgium february fevrier 2017… that is not quite right about this photo? It’s the kind o thing that can only ever happen in Belgium

Closer inspection of the photograph should tell you what is wrong – there are a set of stairs and an escalator inside this Sports shop in Leuven. And the escalator is going downhill to the lower level, and to climb back up again you need to take the stairs.

That’s not the kind of thing you can make up, is it?

Only in Belgium!

I had a fair-ish night last night. Late dropping off to sleep although I did manage to sleep right trhough – until about 06:30 when someone else’s alarm awoke me. No idea whose, but anyway there I was.

I’d been on my travels too, reliving a “Gunsmoke” episode where some people were leaving the area and there was some dispute as to whether they would be taking their 4-year old girl with them. And I ended up babysitting for my sins. I don’t half have some rough jobs.

Alone again at breakfast and then back up here for a little repose, and I’ve done a little alteration here and there on my internet homepage. I created a web page with all of the links to the sites that I visit regularly, and I use that as my homepage. It’s getting a little out of control so I’ve been amending it to read better – it’s now three columns instead of two.

lectern st peters church leuven cathedral belgium february fevrier 2017Later on in the morning, I had a shower and shave, and then went out for a walk.

I ended up not at the church around here, but at St Peter’s Cathedral in the city centre. I wasn’t aiming to go there, but walking past, I noticed that the doors were open, so I nipped inside.

The pulpit is magnificent as you can see in the photo. It’s really quite a work of art, bordering on the grotesque, and wouldn’t be out of place in a grotto somewhere.

lectern st peters church leuven cathedral belgium february fevrier 2017The rear of it, which you can’t see, is actually a grotto and it’s a representation of the Calvary, the cross of the crucifixion with, underneath, the cave where Jesus was entombed until the resurrection.

And it did remind me of Cap de la Madeleine, the place in Quebec that we visited in 2011 where they had a competition of artists and sculptors to design an appropriate monument for the Calvary. And an Irish sculptor sent in a drawing of John Wayne on his horse.

From here I went for a wander around the shops (see the photo at the top of the page) and ended up back at Sports Direct. They still had some of those good-quality sports trousers on offer at €23 for two, so I bought another couple, seeing as the ones that I bought the other week are quite good.

That means that I have enough decent trousers for now, and I can relegate some of the other ones down the chain. I’ve decided too that I’ll order some new polo shirts from my supplier in the UK – have a wardrobe upgrade.

After lunch, I cracked on with my medical expenses and I’ve finally finished them. It wasn’t half an effort but once I got into the rhythm it was fairly straightforward. At least it means that I don’t have to pay postage and recorded delivery letter fees, and sending them by the internet is bound to be quicker than the Post anyway.

Later on I had a crash-out, and then went for tea. I’d called at the Delhaize while I was out for some potatoes, and so I had sausage beans and mashed potatoes followed by vegan ice cream sorbet and peach halves.

It’s a day off work tomorrow for me (yippee!) so with an early night, I might even be on form. But I’ll be continuing my process of having a little walk every day. I’ll see if that does me any good.

Thursday 16th February 2017 – WHILE YOU ADMIRE …

verbrande poort verbrandepoort leuven belgium february fevrier 2017 … the photos from my little perambulation this afternoon, I can tell you something about the events of today, because we’ve had another one of these days that has been a quite busy work-in.

I had something of an early night again and this time I wasn’t awake all that long before dropping to sleep. And we had another session of awakening at 06:00 and then again at 06:30 before my alarm went off as usual at 07:00

and once that had sounded, I wandered upstairs for my breakfast.

river dijle handbooghof city walls leuven belgium february fevrier 2017I was alone for breakfast, and just for a change just recently we had everything supplied for us. But then again, I’m in one of these moods where I’m not eating so much as I did, so it wasn’t necessarily that important as long as I had my orange juice.

And so having dealt with those issues, I came back down here and had to crack on with some work that needed doing – and there was plenty of it to do

river dilje handbooghof city walls leuven belgium february fevrier 2017First task that needed doing was to pay my web domain fees, otherwise I’d risk being up a creek without a paddle. Luckily, I’d just received my new bank card and so I could crack on with that.

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river dijle handbooghof leuven belgium february fevrier 2017Having dealt with the issues surrounding my domain, the next step was to make a couple more appointments for people whom I need to see here in Leuven before I head off back into the sunset or whatever.

I have some hospital fees to pay, and I’ll be needing a letter from the hospital in respect of my future treatment and so on, something that I can hand to my medical insurance people.

I’m seeing the insurance folk tomorrow and they’ll tell me precisely what is required, and so I made an appointment for Monday with Kaatje at the Social Services section of the hospital.

apartments river dijle handbooghof leuven belgium february fevrier 2017She’ll have all of the bills ready for me, and if I tell her what the insurance people want, she can have the letter ready for me when I go back there for my final appointment.

And then the trick cyclist has been on and on about seeing me again as you know. So I contacted her and told her when I plan to leave the hospital, and she’s arranged an appointment with me on that day so that she can tell me what the score is.

apartments river dijle handbooghof leuven belgium february fevrier 2017All that remained after that was some kind of long-distance business.

You know that my credit card expired a while ago, which was rather inconvenient because I have a standing order from that account to pay for my little storage unit in Montreal where I keep my camping gear. When I was in Montreal back in early September I went round there and paid them off a lump sum to get ahead while I sorted something out.

My lump sum has now expired and so I needed to set up a new payment regime. I was expecting this to be quite complicated, but nothing of the sort, especially as they have set up some kind of on-line accounting service.

I mailed them for a password, they sent it (and I changed it to the standard one that I use), I set up an account, and that was that.

river dijle leuven belgium february fevrier 2017I’ve run out of tomatoes, and seeing as I’m going to be away tomorrow and Saturday, and I’m out on Sunday too, no point in buying foodstuffs that I’ll only need once before Monday.

I had most of a baguette left over from yesterday too, and when I was shopping in the LeClerc in Sedan in November, I’d bought half a dozen packet soups.

This seemed like the right kind of occasion to make myself some packet tomato soup for lunch, and I mopped it up with my baguette. Just the job!

river dijle leuven belgium february fevrier 2017It was a really beautiful afternoon today once more, and as I hadn’t any fruit, I decided to go out to the fruit shop for a pear and apple, and then walk down the Handbooghof along the river Dijle by what remains of the city walls and then back here through the alleys.

My time in Leuven is (hopefully) coming to an end, and I’ve been very lax with my photographs of places where I’ve been. I need to bring the record up-to-date.

If things go according to plan, I’ll only be back here from day to day. I’ll come in on the train, spent the night before and the night after my check-ups in the IBIS Budget by the station, and then go back again.

verbrande poort verbrandepoort leuven belgium february fevrier 2017But of course, as we all know, it won’t work out like this. It never does!

Back here, I made myself a coffee and then I crashed out for half an hour, really tired. The walk had taken quite a bit out of me and I can’t do much about that right now.

But I’m going to have to do much better than this. And quickly too. I have plans for the very near future as you know, and I need to be right on form.

apartments verbrande poort verbrandepoort leuven belgium february fevrier 2017This evening I had a shower, a shave and some clean clothes, including one of my new pairs of trousers. I have to go out tomorrow so I need to be looking my very best.

And while I was under there, I washed the pair of trousers that I had been wearing. I have to keep on top of things like that these days, otherwise I’d run out like I did the other day.

Following all of that, I went for tea. More of the tomato and kidney bean stuff with pasta and, of course, olives. All followed by pineapple slices and the vegan sorbet. And as I have said before, the kidney-bean whatsit tastes even better the longer it all stews.

So now it’s a good early night as I’m on the road all day tomorrow. I need to be at my best.

Friday 6th August 2010 – I had a bit of a day out today.

meandre de queuille gorge de la sioule puy de dome franceOne of the places that I visited was the Meandre de Queuille – where the River Sioule makes an incredibly tight turn around a promontory of hard rock (yes, we ought to put a cafe on it – I know).

I’ve never been here before, even though it is something of a local tourist attraction that brings the crowds a-flocking. But maybe that’s the reason – having spent as long as I did working in the tourism industry my cynicism has made me immune to all this kind of thing.

meandre de queuille hydro electric power station dam barrage gorge de la sioule puy de dome franceThat’s not the only thing that’s interesting about this place – at least, from my point of view. There’s also a dam – or barrage – across the Gorge de la Sioule just here and a very early hydro-electric generating plant.

Following the success of the hydro plant across the Sioule at the Viaduc des Fades, they built this one here in 1905. There’s a drop of 24 metres that powers 6 turbines that have an output of something like 20,000 volts and the power was supplied to the city of Clermont Ferrand.

I had set out originally to go to see these Health Assurance people. As I’m now a French businessman the health cover that I have is deemed insufficient. I’m required to take out a complementary assurance. But as luck would have it, the cover that I do have is recognised by the French government so I only needed to take out a top-up cover that makes up the difference between the total cost of any treatment and the amount that I would be reimbursed.

It isn’t cheap but in actual fact it is cheaper than the insurance I could take out in Belgium.

After that I hit the shops – Carrefour, LIDL and Bricomarche in Riom and the Auchan in Clermont Ferrand. And nothing of any real excitement except a USB fan for €3:00 – I’ll install that in Caliburn.

Outside the Bricomarche I saw the absolute ideal trailer. It’s 4 metres long, takes 2 tonnes in weight and has a double-axle with 13-inch wheels. It’s a bit knocked about but it’s not all that bad. It belongs to a company that is rebuilding part of the Bricomarche and the manager says that they haven’t used it in years. “So is it for sale then?” I asked optimistically. “Dunno” replied the manager “but I can find out”. So now that he has my phone numder we will have to wait and see.

But the most interesting part of the day was just outside Chatelguyon this morning. You’ve all heard of staff-and-ticket single line railway working. On single track railways there’s a danger that if two trains are heading towards each other they will have a collision. So what they do is to divide the line up into lengths with a signalman at each end and a passing place. These sections are called blocks.

Each block has its distinct staff – a brightly coloured stick – and no train can proceed into the block unless the signalman can give it the staff.  If he cant give it the staff, because it is with the signalman at the other end, the train has to wait in the passing place until a train coming the other way brings back the staff. With only one staff then of course there can only be one train in the block at any one time and hence the risk of collision is nil.

Of course it may be a while before the staff comes back to our signalman from the signalman at the other end of the block and if two trains are following each other this could be inconvenient. What our signalman would do then is to show the staff to the first driver who would then sign a movement book in the signalbox to say that he had seen the staff, and he would be given a ticket to proceed, which he would hand to the signalman at the other end of the block in lieu of the staff – effectively reminding the second signalman that the staff is still at the other end of the block and that another train is following.

And so today they were resurfacing the road in the hills outside Chatelguyon. The road was cut down to single-track and there were no traffic lights but a man was there stopping the traffic. There was a stream of cars coming the other way and the last car stopped and handed the workman a brightly-coloured object. Once that car had gone the workman waved us forward and showed us all the object – his authority to allow us to proceed and which he would presumably give to the last car in the queue to take to the other end.

I’ve never seen this done before on the public highway. I was impressed!

Thursday 5th August 2010 – Look what I had for tea tonight.

home grown potatoes les guis virlet puy de dome franceYes, a pile of spuds. And all grown with my own fair hands too. And when I finish off this tin of veg I opened the other day I’ll be on the home-grown beans and carrots, because my vegetable garden has now suddenly sprung into action after long last.

The beans have gone berserk and are producing all over the place and a sample carrot that I pulled up looked quite promising too.

The potatoes tasted really nice with some (home-grown) mint sprinkled into the water. It’s definitely so rewarding having your own garden and growing your own food.

Apart from that, today I’ve done … errrr … badger all. And I mean that too. I’ve had a day off. I’ve been working hard on that perishing roof for a couple of weeks and so I reckoned that I’ve earned it. Tomorrow I have to go to Riom to discuss health insurance.